Cheap New Laptops

As Brian Hansen demonstrated with one of the “tracked” cards, the card was gone in seconds and major purchases were being made all over the world within minutes. Cards became maxed out quickly. Billing cycles being what they are, by the time a cardholder’s statement rolls in it’s too late. Since no card was stolen, the arm wrestling begins with the card issuer of the liability on the charges. As the story unfolds Brian Hansen traces the femme fatal to Nigerian Internet Cafes where the countries number one sport is honing Internet skills for fraud. While Nigerian governmental officials try to root out the problem, “wink, wink”, the illicit activity continues. The Internet Cafes in Nigeria remain very popular. Dateline set up its own sting operation involving their own online electronic store using credit cards working in concert with a set up “special” delivery company to track the purchases and movement of goods using the stolen cards all over the world. Keep in mind, this is just one small segment examined. The scam is huge and ongoing. In this example additional hooks were set using the love angle to get the “assistance” of the pigeon to forward purchases to help win the “love” of the scam artist. This is the “new sting”, the “new rounders”, “new badger game” with a different face but with the same result, separate the mark from their money.

Feeling the heat of legitimate enforcement agencies worldwide something sinister may be under way. The online chat rooms serving as the clearinghouse for credit card scams may be moving their server access to Iran and out of reach of Internet sleuths trying to chase the perpetrators of credit card thief and identity theft. The stakes of the game are getting higher.

What’s consumers to do to protect themselves from this devastating assault? When it happens ones credit history can be totally destroyed and will require hours and hours to even begin to unwind the events to win back the consumers good credit. Police reports need to be filed immediately to form a basis of the case deflecting blame to the culprit where it belongs rather than the consumer. Every time a consumer uses the Internet their IP Address (Internet Protocol Address) is exposed to those who may wish to do them harm. It is possible to pinpoint a consumer’s location and thus reveal even more information that may be used to build a credit file to support efforts to defraud and scam.

The free online government site on new credit card scams is bulging with different wrinkles on old con schemes. A consumer has a permanent mark tattooed on their forehead as a “mark” screaming “Come and get me.” A consumer can do everything to protect themselves and yet a scammer is able to come in the back door and gains access to a consumers information by someone hacking into mainframes or other means outside the realm of normal protection.

What is a consumer to do to erect defenses against this stealth enemy? Limiting the number of cards would be a good start. Having a bevy of credit cards with little or no balances is asking for trouble. A caution here, if a bunch of cards are closed out all at once, it can plummet the credit scores. So over a year’s time one could shed the extraneous cards without adversely impacting the credit scores with all other things being equal. Obtaining a card with say a $500 limit would be good for online purchases to limit the liability. Even though there is a $50 loss limit on many cards, if a scammer opens a card in your name and a consumer does not find out about it for several months, the arm wrestling will begin with the credit card issuing company. One defaulted card can precipitate a case of “universal default” where all the other credit cards will have their interest rates accelerated to the full legal limit. A great 7.5% rate card could be accelerated to say 25% with one single 30 day late on a scammed card. It will take months and months to unwind and in the meantime a consumer’s credit scores are adversely impacted and this single action spills over to all the other credit criteria.

Services such as “PayPal” and such can offer a layer of protection. Even here, there are scams imitating the real company to gain personal information to perform a rip off. Many scams imitate the consumer’s bank to “verify” their personal information to perpetrate additional scams. Mailbox pilfering have been replaced by scalping data from mainframe penetration to access personal information on multiple consumers. Firewalls need to be toughened and hardened against such infiltration. Even more serious events happen for consumers when the employee’s laptops are stolen with millions of personal information allowing credit card rip-offs. Many of these forays turn out to be inside jobs with someone within the company selling the records.

Some how, some way, there must be a way to encrypt a consumer’s data either by requiring eye scans, finger print or other devices to squash the scammers. In the meantime, it’s up to the consumers to protect themselves. If a consumer has much to lose, accounts must be checked for any unusual activity, a post office box might be utilized to prevent credit card rip-offs. In addition, there are several credit card fraud insurance companies are willing to offer protection against this peril for a premium and provide personnel and attorneys if necessary to fight against fraud and clean up the credit card history. Consumers, have protection against auto accidents, fire and hazard perils, workman’s compensation, job loss protection and even pre-paid legal. With this great exposure to loss and credit history destruction this can offer a level of protection to consumers whom might be exposed to dramatic financial losses. Like any insurance a consumer must make a good faith effort to minimize losses. Like leaving the car keys in the ignition with a running motor and the door open, invites a crime. In another case, if all the doors and windows are left open in the home which by its very action may invite a burglary. A consumer has to make a minimum effort to protect their information, but it is good to have a layer of protection from an insurance company just in case.

Summarizing, with less than 1% of identity thieves ever being prosecuted this world-wide problem must be elevated to nothing less than the equivalent of a mugging or strong armed robbery. Where countries are being used, as a sanctuary for identity thieves such as Internet cafes’ then there must be diplomatic engagement with resulting foreign aid offsets against losses perpetrated from that foreign country. If the server being used by these scalawags is moved to rouge countries it will make enforcement even tougher. There must be a price to be paid for such outlaw activity. The ghosts of “Butch Cassidy” and the “Sundance Kid” have found new life on the Internet. A consumer needs to be vigilant and aware of their credit information or credit challenges will follow. A layer of insurance protection might be a needed tool in protecting a consumers credit history and financial reputation. A clean credit history means everything in getting the best terms and interest rates for any credit purchase or refinance. Keep a sharp eye out.

Dale Rogers

www.brokencredit.com

Dale Rogers
http://www.articlesbase.com/credit-articles/less-than-1-of-identity-thieves-are-prosecutedwhat-are-the-chances-of-beating-a-ring-of-scammers-130984.html

Whether buying for yourself or a gift for a loved one, finding just the right DVD player isn’t as easy as it seems. There are so many formats, sizes and added features for DVD players today that you might sift through hundreds of players before finding the right one at the right price. Use this quick guide to compare the types of DVD players available on the electronics market.

DVD Player Sizes

Determine what size player you will need. If you’re adding a DVD player to your home entertainment system, determine where you will put it and how much space is available. Normal-sized DVD players can be rather wide so you’ll want to be sure of your available space before shopping. DVD players are also very thin in height and most have a slot on the front that slides in and out for inserting the DVD. This is great if you have a wide space that is limited in height.

For odd-shaped spaces or very tight spots, there are different sizes and shapes of DVD players. These are usually available at electronics stores online so you’ll have plenty of styles to choose from. The vertical DVD player, for example, sits upright similar to a vertical computer drive. It comes with a stand to hold it in a sturdy position. If you still have your old VHS collection, there are DVD/VHS combo machines that play both formats. This saves space as well. Also available are super slim DVD players and “space saver” DVD players to fit your personal needs.

Types of DVD Players

Once you determine the size you’ll need, you’re ready to compare name brands and features at the electronics store or website of your choice. You can often find many different brands and styles of players at one single electronics mall online. This will allow you to compare without spending hours searching through many websites.

Some of the features you’ll see include progressive scan, time-slip recording, EZ editing, zoom, slow motion, HD (high definition) DVD, front audio/video input jacks, CD-R/-RW playback, MP3-CD playback, D/A converter, favorite scene selection, TV Guardian, and many others. You may not find one particular DVD player that carries every feature, so it’s wise to determine which features are important to you before selecting a player. Which features will you likely use the most? Which will you probably never use?

You’ll also notice there are many brand names for DVD players. Some of the well-known brands include Philips, Coby, Emerson, Toshiba, Magnavox, Sanyo, and Panasonic. Pricing for DVD players can range from around $50 to $500 depending on the features you choose.

If buying a DVD player for your child, there are also players with children’s themes. The player will actually look like the child’s favorite cartoon character! To find the DVD player that’s right for you, search online by brand name, features, or price to compare. Or, you can visit an online mall to compare all in one location. Besides electronics, you can also find other great items at an online mall such as computers, laptops, lingerie, pets, automotive products, telephones, jewelry, household products, toys, and more. Take your time to find the DVD player that will meet your needs. You’ll enjoy years of quality entertainment!

Mark Lindsay
http://www.articlesbase.com/computers-articles/how-to-choose-a-dvd-player-129507.html

LIBRA

Libra is a sign of arts and love… So, for the beginning, gift Libra Milk chocolate (preferably for box to be adorned with paintings from Versailles!) and beautiful bunch of flowers (you can spray it with Channel, if they don’t smell!). Now, take Libra to masquerade and on the way back tell them all romantic words you know. Subdued, a few thousands candles in the room, slow music… Libra will melt down as a snowman in June, so have in a store a floor-cloth to dry the floor… But the best gift for Libra – help them to choose gifts for others, you’ll save so much time for Libra! Wit greeting card will provoke a beautiful smile on their face…

SCORPIO

Ok, better let’s skip them and turn to Sagittarius… Sorry, I was just joking! This sign simply adore gifts which they can take home and unwrap when nobody can see it… Scorpio has a very mysterious and enigmatic personality. To make them be grateful to you an entire life – gift them a black sun glasses! They want to feel a power and like gifts which make them feel so. For example, shares of successful enterprise, island, tank, all kind of guns, swords, handcuffs… well, may be we should decide on water gun?:)) Imaging you greet a James Bond… black humor and vulgar greeting cards are acceptable!

SAGITTARIUS

Traveler and a fan of exotic Sagittarius will appreciate a gift brought from very far. An easiest way to make Sagittarius happy when you travel to another country to choose them a gift – take Sagittarius with you! You know why? The one way ticket to any place make them 100% happy. They adore modern life – modern things, books, pictures of different places, tourist cards, peacock feathers, pink flamingo… Due to their straightforwardness you will know directly did Sagittarius like gift or not, they will declare it – not always in a pleasant manner but sincerely and optimistically, because they will forget about the gift after five minutes. As for greeting cards – send them animated cards as they tend to take their laptops everywhere!

CAPRICORN

Let’s see… The gift must look as it cost untold wealth, for example, something for the office or work… mahogany office desk or chair with platinum inscription (mentioning his high position and of course name!), lifelong membership in prestigious business club (don’t worry, you won’t spend your money for nothing, Capricorns live forever!:)) May be it is not so easy to know did they like your gift or not, but if they said that can use it – great, you’ve succeed! By the way, Capricorns also like dark glasses!! Don’t forget about greeting cards – perhaps without handwriting… so they can use it

AQUARIUS

Find the most strange shop, buy there the most strange thing, wrap it into a violet glossy paper or any other fluorescent color paper, also you can adorn it with shining stars by yourself – Aquarius won’t mind if it is inaccurate (have you seen Aquarius’s handwriting?:)) They will be happy to receive something what they can show to and share with others. It may be an unusual umbrella or scarf… And indeed, gift him a few astrological reports for next year! Choose the most unusual greeting card – even if you can’t understand what is it about…

PISCES

Better – take Pisces with you when you’ll go to choose a gift! Ask them to choose, they will forget about it till celebration and will announce: “I wouldn’t choose a better gift then you!”. Pisces are dreamers and romantics, all rude, screaming and aggressive are not for them. They prefer things which develop their imagination like music, movies, arts… Romantic dinner, photo camera, moist colors or costume for dancing – exactly for them! Small heart shaped greeting cards will be loved by Pisces…

Yanita
http://www.articlesbase.com/astrology-articles/choose-a-gift-by-horoscope-funny-but-true-part-2-732301.html

LIBRA

Libra is a sign of arts and love… So, for the beginning, gift Libra Milk chocolate (preferably for box to be adorned with paintings from Versailles!) and beautiful bunch of flowers (you can spray it with Channel, if they don’t smell!). Now, take Libra to masquerade and on the way back tell them all romantic words you know. Subdued, a few thousands candles in the room, slow music… Libra will melt down as a snowman in June, so have in a store a floor-cloth to dry the floor… But the best gift for Libra – help them to choose gifts for others, you’ll save so much time for Libra! Wit greeting card will provoke a beautiful smile on their face…

SCORPIO

Ok, better let’s skip them and turn to Sagittarius… Sorry, I was just joking! This sign simply adore gifts which they can take home and unwrap when nobody can see it… Scorpio has a very mysterious and enigmatic personality. To make them be grateful to you an entire life – gift them a black sun glasses! They want to feel a power and like gifts which make them feel so. For example, shares of successful enterprise, island, tank, all kind of guns, swords, handcuffs… well, may be we should decide on water gun?:)) Imaging you greet a James Bond… black humor and vulgar greeting cards are acceptable!

SAGITTARIUS

Traveler and a fan of exotic Sagittarius will appreciate a gift brought from very far. An easiest way to make Sagittarius happy when you travel to another country to choose them a gift – take Sagittarius with you! You know why? The one way ticket to any place make them 100% happy. They adore modern life – modern things, books, pictures of different places, tourist cards, peacock feathers, pink flamingo… Due to their straightforwardness you will know directly did Sagittarius like gift or not, they will declare it – not always in a pleasant manner but sincerely and optimistically, because they will forget about the gift after five minutes. As for greeting cards – send them animated cards as they tend to take their laptops everywhere!

CAPRICORN

Let’s see… The gift must look as it cost untold wealth, for example, something for the office or work… mahogany office desk or chair with platinum inscription (mentioning his high position and of course name!), lifelong membership in prestigious business club (don’t worry, you won’t spend your money for nothing, Capricorns live forever!:)) May be it is not so easy to know did they like your gift or not, but if they said that can use it – great, you’ve succeed! By the way, Capricorns also like dark glasses!! Don’t forget about greeting cards – perhaps without handwriting… so they can use it

AQUARIUS

Find the most strange shop, buy there the most strange thing, wrap it into a violet glossy paper or any other fluorescent color paper, also you can adorn it with shining stars by yourself – Aquarius won’t mind if it is inaccurate (have you seen Aquarius’s handwriting?:)) They will be happy to receive something what they can show to and share with others. It may be an unusual umbrella or scarf… And indeed, gift him a few astrological reports for next year! Choose the most unusual greeting card – even if you can’t understand what is it about…

PISCES

Better – take Pisces with you when you’ll go to choose a gift! Ask them to choose, they will forget about it till celebration and will announce: “I wouldn’t choose a better gift then you!”. Pisces are dreamers and romantics, all rude, screaming and aggressive are not for them. They prefer things which develop their imagination like music, movies, arts… Romantic dinner, photo camera, moist colors or costume for dancing – exactly for them! Small heart shaped greeting cards will be loved by Pisces…

Yanita
http://www.articlesbase.com/astrology-articles/choose-a-gift-by-horoscope-funny-but-true-part-2-732301.html

LIBRA

Libra is a sign of arts and love… So, for the beginning, gift Libra Milk chocolate (preferably for box to be adorned with paintings from Versailles!) and beautiful bunch of flowers (you can spray it with Channel, if they don’t smell!). Now, take Libra to masquerade and on the way back tell them all romantic words you know. Subdued, a few thousands candles in the room, slow music… Libra will melt down as a snowman in June, so have in a store a floor-cloth to dry the floor… But the best gift for Libra – help them to choose gifts for others, you’ll save so much time for Libra! Wit greeting card will provoke a beautiful smile on their face…

SCORPIO

Ok, better let’s skip them and turn to Sagittarius… Sorry, I was just joking! This sign simply adore gifts which they can take home and unwrap when nobody can see it… Scorpio has a very mysterious and enigmatic personality. To make them be grateful to you an entire life – gift them a black sun glasses! They want to feel a power and like gifts which make them feel so. For example, shares of successful enterprise, island, tank, all kind of guns, swords, handcuffs… well, may be we should decide on water gun?:)) Imaging you greet a James Bond… black humor and vulgar greeting cards are acceptable!

SAGITTARIUS

Traveler and a fan of exotic Sagittarius will appreciate a gift brought from very far. An easiest way to make Sagittarius happy when you travel to another country to choose them a gift – take Sagittarius with you! You know why? The one way ticket to any place make them 100% happy. They adore modern life – modern things, books, pictures of different places, tourist cards, peacock feathers, pink flamingo… Due to their straightforwardness you will know directly did Sagittarius like gift or not, they will declare it – not always in a pleasant manner but sincerely and optimistically, because they will forget about the gift after five minutes. As for greeting cards – send them animated cards as they tend to take their laptops everywhere!

CAPRICORN

Let’s see… The gift must look as it cost untold wealth, for example, something for the office or work… mahogany office desk or chair with platinum inscription (mentioning his high position and of course name!), lifelong membership in prestigious business club (don’t worry, you won’t spend your money for nothing, Capricorns live forever!:)) May be it is not so easy to know did they like your gift or not, but if they said that can use it – great, you’ve succeed! By the way, Capricorns also like dark glasses!! Don’t forget about greeting cards – perhaps without handwriting… so they can use it

AQUARIUS

Find the most strange shop, buy there the most strange thing, wrap it into a violet glossy paper or any other fluorescent color paper, also you can adorn it with shining stars by yourself – Aquarius won’t mind if it is inaccurate (have you seen Aquarius’s handwriting?:)) They will be happy to receive something what they can show to and share with others. It may be an unusual umbrella or scarf… And indeed, gift him a few astrological reports for next year! Choose the most unusual greeting card – even if you can’t understand what is it about…

PISCES

Better – take Pisces with you when you’ll go to choose a gift! Ask them to choose, they will forget about it till celebration and will announce: “I wouldn’t choose a better gift then you!”. Pisces are dreamers and romantics, all rude, screaming and aggressive are not for them. They prefer things which develop their imagination like music, movies, arts… Romantic dinner, photo camera, moist colors or costume for dancing – exactly for them! Small heart shaped greeting cards will be loved by Pisces…

Yanita
http://www.articlesbase.com/astrology-articles/choose-a-gift-by-horoscope-funny-but-true-part-2-732301.html

LIBRA

Libra is a sign of arts and love… So, for the beginning, gift Libra Milk chocolate (preferably for box to be adorned with paintings from Versailles!) and beautiful bunch of flowers (you can spray it with Channel, if they don’t smell!). Now, take Libra to masquerade and on the way back tell them all romantic words you know. Subdued, a few thousands candles in the room, slow music… Libra will melt down as a snowman in June, so have in a store a floor-cloth to dry the floor… But the best gift for Libra – help them to choose gifts for others, you’ll save so much time for Libra! Wit greeting card will provoke a beautiful smile on their face…

SCORPIO

Ok, better let’s skip them and turn to Sagittarius… Sorry, I was just joking! This sign simply adore gifts which they can take home and unwrap when nobody can see it… Scorpio has a very mysterious and enigmatic personality. To make them be grateful to you an entire life – gift them a black sun glasses! They want to feel a power and like gifts which make them feel so. For example, shares of successful enterprise, island, tank, all kind of guns, swords, handcuffs… well, may be we should decide on water gun?:)) Imaging you greet a James Bond… black humor and vulgar greeting cards are acceptable!

SAGITTARIUS

Traveler and a fan of exotic Sagittarius will appreciate a gift brought from very far. An easiest way to make Sagittarius happy when you travel to another country to choose them a gift – take Sagittarius with you! You know why? The one way ticket to any place make them 100% happy. They adore modern life – modern things, books, pictures of different places, tourist cards, peacock feathers, pink flamingo… Due to their straightforwardness you will know directly did Sagittarius like gift or not, they will declare it – not always in a pleasant manner but sincerely and optimistically, because they will forget about the gift after five minutes. As for greeting cards – send them animated cards as they tend to take their laptops everywhere!

CAPRICORN

Let’s see… The gift must look as it cost untold wealth, for example, something for the office or work… mahogany office desk or chair with platinum inscription (mentioning his high position and of course name!), lifelong membership in prestigious business club (don’t worry, you won’t spend your money for nothing, Capricorns live forever!:)) May be it is not so easy to know did they like your gift or not, but if they said that can use it – great, you’ve succeed! By the way, Capricorns also like dark glasses!! Don’t forget about greeting cards – perhaps without handwriting… so they can use it

AQUARIUS

Find the most strange shop, buy there the most strange thing, wrap it into a violet glossy paper or any other fluorescent color paper, also you can adorn it with shining stars by yourself – Aquarius won’t mind if it is inaccurate (have you seen Aquarius’s handwriting?:)) They will be happy to receive something what they can show to and share with others. It may be an unusual umbrella or scarf… And indeed, gift him a few astrological reports for next year! Choose the most unusual greeting card – even if you can’t understand what is it about…

PISCES

Better – take Pisces with you when you’ll go to choose a gift! Ask them to choose, they will forget about it till celebration and will announce: “I wouldn’t choose a better gift then you!”. Pisces are dreamers and romantics, all rude, screaming and aggressive are not for them. They prefer things which develop their imagination like music, movies, arts… Romantic dinner, photo camera, moist colors or costume for dancing – exactly for them! Small heart shaped greeting cards will be loved by Pisces…

Yanita
http://www.articlesbase.com/astrology-articles/choose-a-gift-by-horoscope-funny-but-true-part-2-732301.html

Backpacks that are made out of heavy material and are extremely bulky to carry around, even before they are filled. You may also fear buying a new backpack because your past experience dictates that backpacks can be extremely expensive. Put aside those old beliefs, because many newer styles of backpacks are made from lighter weight materials and are very inexpensive, especially when you consider how valuable your new piece of luggage will be for you to use.

One of the most popular new styles of backpacks is one which can either be carried on your back or wheeled behind you. Backpack manufacturers, recognizing that the loads backpacks sometimes bear can be extremely heavy, began making wheeled backpacks in an effort to help consumers save themselves from hurting their backs.

Wheeled backpacks come in a number of different sizes. If you will be using your wheeled backpack to carry around every day loads that are not extremely heavy, there are smaller models available for you to use. If you will be using your wheeled backpack to carry around heavy items such as laptops, books and other school supplies, there are larger and heavier duty wheeled backpacks that you can use to avoid having to break your back or your bank. You can also find much larger wheeled backpacks to use for purposes such as traveling. These bags, which are extremely sturdy and yet often made from lightweight materials, come with many different compartments inside so that you have plenty of places to store all of your necessities when you are on the road.

If you will be traveling, wheeled backpacks can truly be your best friend. Ensure, however, that you can easily take your wheeled backpack everywhere you want to go. In most case, wheeled backpacks will be small enough to use as carry-ons for airplanes. Check the restrictions of your airline, however, to ensure that you do not purchase a bag you will be unable to use. In addition to wheeled backpacks, you can also find miniature backpacks to be very useful when you are traveling. These mini backpacks, which you can carry by hand or sling over your back, are the perfect sizes to hold all of your necessities without having to carry a bulky bag on all of your travels.

Another popular backpack style that will save both your back and your bank is sling bags. These bags, which you can either wear on one shoulder or diagonally across your body, are made so that weight is distributed more evenly to avoid hurting yourself when you are carrying your bag. Sling style backpacks are most commonly made out of lightweight material, so that the only weight you will bear when carrying will be the items that you include inside. Do not mistake lightweight material for not being sturdy, however! Even lightweight mesh materials can bear heavy contents quite easily so that anything you need to bring along can be carried in your bag.

Some of the most expensive backpacks that you can find are those that are of the newest style that has been released. If your first priority is using the latest in backpack fashions, you need to be prepared to pay top dollar. Unless you can find newly released styles on sale, the latest backpacks can often cost two or three times as much as older styles. In order to save money, always check out bags that have been available for quite some time. Do not worry about being unfashionable; many backpacks are made so that their style is considered timeless instead of timed out.

Another factor that you will need to consider is the manufacturer of your backpack. As with any other type of item, brand name or higher end bags will always be more expensive than every day or mid range bags. To save your money, be prepared to walk away from designers and instead choose from a wide range of more affordable backpacks. Sometimes, however, a name brand really does equal better quality and the bag will last longer without ripping and tearing. Choose from experience or try reading online reviews and buyer comments. You do not want to spend more just for the sake of a logo, but you may be willing to spend a little bit more for something that lasts longer than a few months. Some lesser known brands are constructed with high quality as well. If you can, feel the material and inspect the stitching to gauge the quality for yourself.

There are many backpack styles available today that are affordable, practical and fashionable all the same time. Consider your primary use for the bag: school, work, travel or sports. If you frequently carry heavy loads, help to prevent neck and back strains by choosing a rolling backpack with collapsible handle. And remember that you do not have to sacrifice style for function – backpacks come in all shapes, sizes and styles for children through mature executives. There is sure to be something to suit every need.

Sandy Darson
http://www.articlesbase.com/food-and-beverage-articles/backpacks-that-wont-break-your-back-or-your-bank-675267.html

Are you tired of doing the “commute thing” and are you longing to find a way to work at home? Have you given it a lot of thought but just don’t know what to do or where to start? Let me tell you about three work at home businesses that are viable in today’s market and easy to start up.

1. Virtual Assistant: This is a great option if you are just starting a work at home business. It’s simple and requires some basic organizational skills. Many who work at home do not have time to run their business and answer the phone and emails. Others with “real jobs” many times are in need of some help with such things. A virtual assistant can be a life saver.

The duties of a virtual assistant are much the same as a “real job” assistant. The big difference is that the virtual assistant just walks down the hall in his/her house shoes and can work at home in their “jammies”. This is a great business that fills a great need and should definitely be considered as one of your top choices if you enjoy being home and helping others keep their lives in order.

2. eBay Shop: This is a business that is on the rise due to the popularity of “recycling stuff”. If you’ve ever used eBay to sell anything you know that money can be made working at home using eBay.

For some people, eBay is a simple website to use but for others who either don’t have the time, knowledge or inclination, selling something that way is too much trouble. They are missing out on making money. This is good for you if you learn to understand and use eBay and create a shop to sell other people’s items. When you work at home this way you can make a lot of money.

You may be wondering what to charge people to sell their “stuff”. A charge of about 10% of the selling price of the item would reward you for your efforts. The customers you will deal with are usually going to be busy adults with no time to sell items on eBay or older adults who just do not understand technology.

If the idea of dealing with customers leaves you cold, you could open a specialty store and work at home. If you are a computer person and like technology, you could specialize in that type of item, laptops for instance. You would go to stores or people and buy their laptops and then resell them on eBay, usually making a big profit.

3. Online Writer: There are not many people doing online writing so there is not a lot of competition. With this at home business, you would write articles or other written material for others, This might be copy for a website that would help to optimize the traffic to that site which would make the site owner money. You would be given a topic and would write the article. You can get paid good money to do that as you work from home.

This is easier said than done. It takes developing your writing skill and creativity. It is the hardest of the three businesses we’ve discussed. Once you’ve gotten good at your craft and have developed a large list of clients you could make $15 or more per article. As you develop your speed, you could make $30 an hour or more! It’s a lot of work but well worth it if you are a writer at heart.

We’ve talked about virtual assistant, eBay shop and online writer. These at work at home business bring you extra money, enough to make ends meet and maybe even much more than that. They are easy to get started and don’t cost much.

Roisann Mikel
http://www.articlesbase.com/internet-articles/3-ideas-for-starting-a-work-at-home-business-734808.html

Introducing the Laptop SC program.

Duration : 3 min 21 sec

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Buying a Computer does not need to be a budget breaker. A Computer purchase often includes additional components and software that are not needed and can be avoided…if you are well prepared with the correct information.

To help, the following tips can be used to save money on your next Computer purchase:

Tip #1 – Take a look at your Computer case. If it is not a name brand Computer more than likely the case is expandable and can be reused. Cases can cost anywhere from $25 to $100. If you have a mid tower case, check how many bays are available for CD/DVD drives, and other peripherals, Are the USB and audio ports in the front?

Cases are often an over-looked item that usually can be used over and over again.

Tip #2 – Monitor Keyboard and Mouse – Just because you are purchasing a new Computer does not mean the keyboard and mouse need to be replaced. An Optical mouse last longer than the ball style mouse. The same principal applies to keyboards, unless you are a heavy Computer user and the keys are worn and do not respond, you probably don’t need a new keyboard.

Monitors may need to be replayed if want to upgrade to a larger screen size. If you are happy with your monitor and are having no problems with it, you are better of keeping it a little longer until you can afford a new Monitor.

Tip #3 – Software License – Many people forget when purchasing a new Computer the cost of the Operating System license is included in the price. If the new Computer has the same OS installed, don’t pay for another license.

The same applies for other software such as Microsoft Office. Unless you want to upgrade to another OS or Office version, save your money. Significant savings can be realized by not purchasing un-needed software license costs.

Tip #4 – Consider No Name Brand – While Dell, Hp and Sony are some of the big names with Computers, the reality is that most Computers originate from the same area in Asia, specifically laptops. Consider shopping for lesser name brands, or visiting your local Computer repair store.

Unknown brand names such as Acer, are usually cheaper, yet inside the case or laptop, the parts are the same. Computer repair stores allows for customization, so you can tailor to your need, not by what is on the shelf allowing for more savings.

Tip #5 – Warranty – With Technology advancing, what seems like the speed of sound, the life span of Computers tend to run about three to five years. Its not that the hardware starts to fail, but advancements in Software requires more processing power and increased memory requirements.

Consider the length and type of warranty at time of purchase. Also consider the warranty that comes with the Computer. It may be possible that purchasing an extended warranty may not be needed for a desktop, but may be needed for laptops.

Tip #6 – Labor costs – Adding or upgrading involves labor which amounts to additional costs. If you are somewhat technical or handy, consider installing any additional components yourself. There are lots of how – to tutorials on the Internet, with video that detail many types of installations.

As always with making a big purchase, research and shop around for prices. Understanding what your price range is will keep you from overspending, while becoming knowledgeable about what you are buying, will keep the salesman commissions from emptying your wallet!

Mike Boyd
http://www.articlesbase.com/computers-articles/6-tips-for-saving-money-on-your-next-computer-purchase-139682.html