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As Brian Hansen demonstrated with one of the “tracked” cards, the card was gone in seconds and major purchases were being made all over the world within minutes. Cards became maxed out quickly. Billing cycles being what they are, by the time a cardholder’s statement rolls in it’s too late. Since no card was stolen, the arm wrestling begins with the card issuer of the liability on the charges. As the story unfolds Brian Hansen traces the femme fatal to Nigerian Internet Cafes where the countries number one sport is honing Internet skills for fraud. While Nigerian governmental officials try to root out the problem, “wink, wink”, the illicit activity continues. The Internet Cafes in Nigeria remain very popular. Dateline set up its own sting operation involving their own online electronic store using credit cards working in concert with a set up “special” delivery company to track the purchases and movement of goods using the stolen cards all over the world. Keep in mind, this is just one small segment examined. The scam is huge and ongoing. In this example additional hooks were set using the love angle to get the “assistance” of the pigeon to forward purchases to help win the “love” of the scam artist. This is the “new sting”, the “new rounders”, “new badger game” with a different face but with the same result, separate the mark from their money.

Feeling the heat of legitimate enforcement agencies worldwide something sinister may be under way. The online chat rooms serving as the clearinghouse for credit card scams may be moving their server access to Iran and out of reach of Internet sleuths trying to chase the perpetrators of credit card thief and identity theft. The stakes of the game are getting higher.

What’s consumers to do to protect themselves from this devastating assault? When it happens ones credit history can be totally destroyed and will require hours and hours to even begin to unwind the events to win back the consumers good credit. Police reports need to be filed immediately to form a basis of the case deflecting blame to the culprit where it belongs rather than the consumer. Every time a consumer uses the Internet their IP Address (Internet Protocol Address) is exposed to those who may wish to do them harm. It is possible to pinpoint a consumer’s location and thus reveal even more information that may be used to build a credit file to support efforts to defraud and scam.

The free online government site on new credit card scams is bulging with different wrinkles on old con schemes. A consumer has a permanent mark tattooed on their forehead as a “mark” screaming “Come and get me.” A consumer can do everything to protect themselves and yet a scammer is able to come in the back door and gains access to a consumers information by someone hacking into mainframes or other means outside the realm of normal protection.

What is a consumer to do to erect defenses against this stealth enemy? Limiting the number of cards would be a good start. Having a bevy of credit cards with little or no balances is asking for trouble. A caution here, if a bunch of cards are closed out all at once, it can plummet the credit scores. So over a year’s time one could shed the extraneous cards without adversely impacting the credit scores with all other things being equal. Obtaining a card with say a $500 limit would be good for online purchases to limit the liability. Even though there is a $50 loss limit on many cards, if a scammer opens a card in your name and a consumer does not find out about it for several months, the arm wrestling will begin with the credit card issuing company. One defaulted card can precipitate a case of “universal default” where all the other credit cards will have their interest rates accelerated to the full legal limit. A great 7.5% rate card could be accelerated to say 25% with one single 30 day late on a scammed card. It will take months and months to unwind and in the meantime a consumer’s credit scores are adversely impacted and this single action spills over to all the other credit criteria.

Services such as “PayPal” and such can offer a layer of protection. Even here, there are scams imitating the real company to gain personal information to perform a rip off. Many scams imitate the consumer’s bank to “verify” their personal information to perpetrate additional scams. Mailbox pilfering have been replaced by scalping data from mainframe penetration to access personal information on multiple consumers. Firewalls need to be toughened and hardened against such infiltration. Even more serious events happen for consumers when the employee’s laptops are stolen with millions of personal information allowing credit card rip-offs. Many of these forays turn out to be inside jobs with someone within the company selling the records.

Some how, some way, there must be a way to encrypt a consumer’s data either by requiring eye scans, finger print or other devices to squash the scammers. In the meantime, it’s up to the consumers to protect themselves. If a consumer has much to lose, accounts must be checked for any unusual activity, a post office box might be utilized to prevent credit card rip-offs. In addition, there are several credit card fraud insurance companies are willing to offer protection against this peril for a premium and provide personnel and attorneys if necessary to fight against fraud and clean up the credit card history. Consumers, have protection against auto accidents, fire and hazard perils, workman’s compensation, job loss protection and even pre-paid legal. With this great exposure to loss and credit history destruction this can offer a level of protection to consumers whom might be exposed to dramatic financial losses. Like any insurance a consumer must make a good faith effort to minimize losses. Like leaving the car keys in the ignition with a running motor and the door open, invites a crime. In another case, if all the doors and windows are left open in the home which by its very action may invite a burglary. A consumer has to make a minimum effort to protect their information, but it is good to have a layer of protection from an insurance company just in case.

Summarizing, with less than 1% of identity thieves ever being prosecuted this world-wide problem must be elevated to nothing less than the equivalent of a mugging or strong armed robbery. Where countries are being used, as a sanctuary for identity thieves such as Internet cafes’ then there must be diplomatic engagement with resulting foreign aid offsets against losses perpetrated from that foreign country. If the server being used by these scalawags is moved to rouge countries it will make enforcement even tougher. There must be a price to be paid for such outlaw activity. The ghosts of “Butch Cassidy” and the “Sundance Kid” have found new life on the Internet. A consumer needs to be vigilant and aware of their credit information or credit challenges will follow. A layer of insurance protection might be a needed tool in protecting a consumers credit history and financial reputation. A clean credit history means everything in getting the best terms and interest rates for any credit purchase or refinance. Keep a sharp eye out.

Dale Rogers

www.brokencredit.com

Dale Rogers
http://www.articlesbase.com/credit-articles/less-than-1-of-identity-thieves-are-prosecutedwhat-are-the-chances-of-beating-a-ring-of-scammers-130984.html

Whether buying for yourself or a gift for a loved one, finding just the right DVD player isn’t as easy as it seems. There are so many formats, sizes and added features for DVD players today that you might sift through hundreds of players before finding the right one at the right price. Use this quick guide to compare the types of DVD players available on the electronics market.

DVD Player Sizes

Determine what size player you will need. If you’re adding a DVD player to your home entertainment system, determine where you will put it and how much space is available. Normal-sized DVD players can be rather wide so you’ll want to be sure of your available space before shopping. DVD players are also very thin in height and most have a slot on the front that slides in and out for inserting the DVD. This is great if you have a wide space that is limited in height.

For odd-shaped spaces or very tight spots, there are different sizes and shapes of DVD players. These are usually available at electronics stores online so you’ll have plenty of styles to choose from. The vertical DVD player, for example, sits upright similar to a vertical computer drive. It comes with a stand to hold it in a sturdy position. If you still have your old VHS collection, there are DVD/VHS combo machines that play both formats. This saves space as well. Also available are super slim DVD players and “space saver” DVD players to fit your personal needs.

Types of DVD Players

Once you determine the size you’ll need, you’re ready to compare name brands and features at the electronics store or website of your choice. You can often find many different brands and styles of players at one single electronics mall online. This will allow you to compare without spending hours searching through many websites.

Some of the features you’ll see include progressive scan, time-slip recording, EZ editing, zoom, slow motion, HD (high definition) DVD, front audio/video input jacks, CD-R/-RW playback, MP3-CD playback, D/A converter, favorite scene selection, TV Guardian, and many others. You may not find one particular DVD player that carries every feature, so it’s wise to determine which features are important to you before selecting a player. Which features will you likely use the most? Which will you probably never use?

You’ll also notice there are many brand names for DVD players. Some of the well-known brands include Philips, Coby, Emerson, Toshiba, Magnavox, Sanyo, and Panasonic. Pricing for DVD players can range from around $50 to $500 depending on the features you choose.

If buying a DVD player for your child, there are also players with children’s themes. The player will actually look like the child’s favorite cartoon character! To find the DVD player that’s right for you, search online by brand name, features, or price to compare. Or, you can visit an online mall to compare all in one location. Besides electronics, you can also find other great items at an online mall such as computers, laptops, lingerie, pets, automotive products, telephones, jewelry, household products, toys, and more. Take your time to find the DVD player that will meet your needs. You’ll enjoy years of quality entertainment!

Mark Lindsay
http://www.articlesbase.com/computers-articles/how-to-choose-a-dvd-player-129507.html

Hi,

I came 2 USA for a short visit and I am going back to India now. While coming I brought my office laptop and I can get declaration for that laptop from my office. In USA I purchased on more laptop. Can I carry 2 laptops with me in cabin baggage. Do I need to pay any duty fee to Customs.

And another thing I need to take 3 flights to go India, one is a americn airlines domestic and later emirates. Can I carry 2 laptops in american airlines.

Please guide me……

The USA is the cheapest place to buy laptops or any computer for that matter. I always buy extra laptops from fry’s and take them with me to China. You’ll be ok as long as you either put them in the stow away luggage or can prove they turn on (aka not bombs)

LIBRA

Libra is a sign of arts and love… So, for the beginning, gift Libra Milk chocolate (preferably for box to be adorned with paintings from Versailles!) and beautiful bunch of flowers (you can spray it with Channel, if they don’t smell!). Now, take Libra to masquerade and on the way back tell them all romantic words you know. Subdued, a few thousands candles in the room, slow music… Libra will melt down as a snowman in June, so have in a store a floor-cloth to dry the floor… But the best gift for Libra – help them to choose gifts for others, you’ll save so much time for Libra! Wit greeting card will provoke a beautiful smile on their face…

SCORPIO

Ok, better let’s skip them and turn to Sagittarius… Sorry, I was just joking! This sign simply adore gifts which they can take home and unwrap when nobody can see it… Scorpio has a very mysterious and enigmatic personality. To make them be grateful to you an entire life – gift them a black sun glasses! They want to feel a power and like gifts which make them feel so. For example, shares of successful enterprise, island, tank, all kind of guns, swords, handcuffs… well, may be we should decide on water gun?:)) Imaging you greet a James Bond… black humor and vulgar greeting cards are acceptable!

SAGITTARIUS

Traveler and a fan of exotic Sagittarius will appreciate a gift brought from very far. An easiest way to make Sagittarius happy when you travel to another country to choose them a gift – take Sagittarius with you! You know why? The one way ticket to any place make them 100% happy. They adore modern life – modern things, books, pictures of different places, tourist cards, peacock feathers, pink flamingo… Due to their straightforwardness you will know directly did Sagittarius like gift or not, they will declare it – not always in a pleasant manner but sincerely and optimistically, because they will forget about the gift after five minutes. As for greeting cards – send them animated cards as they tend to take their laptops everywhere!

CAPRICORN

Let’s see… The gift must look as it cost untold wealth, for example, something for the office or work… mahogany office desk or chair with platinum inscription (mentioning his high position and of course name!), lifelong membership in prestigious business club (don’t worry, you won’t spend your money for nothing, Capricorns live forever!:)) May be it is not so easy to know did they like your gift or not, but if they said that can use it – great, you’ve succeed! By the way, Capricorns also like dark glasses!! Don’t forget about greeting cards – perhaps without handwriting… so they can use it

AQUARIUS

Find the most strange shop, buy there the most strange thing, wrap it into a violet glossy paper or any other fluorescent color paper, also you can adorn it with shining stars by yourself – Aquarius won’t mind if it is inaccurate (have you seen Aquarius’s handwriting?:)) They will be happy to receive something what they can show to and share with others. It may be an unusual umbrella or scarf… And indeed, gift him a few astrological reports for next year! Choose the most unusual greeting card – even if you can’t understand what is it about…

PISCES

Better – take Pisces with you when you’ll go to choose a gift! Ask them to choose, they will forget about it till celebration and will announce: “I wouldn’t choose a better gift then you!”. Pisces are dreamers and romantics, all rude, screaming and aggressive are not for them. They prefer things which develop their imagination like music, movies, arts… Romantic dinner, photo camera, moist colors or costume for dancing – exactly for them! Small heart shaped greeting cards will be loved by Pisces…

Yanita
http://www.articlesbase.com/astrology-articles/choose-a-gift-by-horoscope-funny-but-true-part-2-732301.html

LIBRA

Libra is a sign of arts and love… So, for the beginning, gift Libra Milk chocolate (preferably for box to be adorned with paintings from Versailles!) and beautiful bunch of flowers (you can spray it with Channel, if they don’t smell!). Now, take Libra to masquerade and on the way back tell them all romantic words you know. Subdued, a few thousands candles in the room, slow music… Libra will melt down as a snowman in June, so have in a store a floor-cloth to dry the floor… But the best gift for Libra – help them to choose gifts for others, you’ll save so much time for Libra! Wit greeting card will provoke a beautiful smile on their face…

SCORPIO

Ok, better let’s skip them and turn to Sagittarius… Sorry, I was just joking! This sign simply adore gifts which they can take home and unwrap when nobody can see it… Scorpio has a very mysterious and enigmatic personality. To make them be grateful to you an entire life – gift them a black sun glasses! They want to feel a power and like gifts which make them feel so. For example, shares of successful enterprise, island, tank, all kind of guns, swords, handcuffs… well, may be we should decide on water gun?:)) Imaging you greet a James Bond… black humor and vulgar greeting cards are acceptable!

SAGITTARIUS

Traveler and a fan of exotic Sagittarius will appreciate a gift brought from very far. An easiest way to make Sagittarius happy when you travel to another country to choose them a gift – take Sagittarius with you! You know why? The one way ticket to any place make them 100% happy. They adore modern life – modern things, books, pictures of different places, tourist cards, peacock feathers, pink flamingo… Due to their straightforwardness you will know directly did Sagittarius like gift or not, they will declare it – not always in a pleasant manner but sincerely and optimistically, because they will forget about the gift after five minutes. As for greeting cards – send them animated cards as they tend to take their laptops everywhere!

CAPRICORN

Let’s see… The gift must look as it cost untold wealth, for example, something for the office or work… mahogany office desk or chair with platinum inscription (mentioning his high position and of course name!), lifelong membership in prestigious business club (don’t worry, you won’t spend your money for nothing, Capricorns live forever!:)) May be it is not so easy to know did they like your gift or not, but if they said that can use it – great, you’ve succeed! By the way, Capricorns also like dark glasses!! Don’t forget about greeting cards – perhaps without handwriting… so they can use it

AQUARIUS

Find the most strange shop, buy there the most strange thing, wrap it into a violet glossy paper or any other fluorescent color paper, also you can adorn it with shining stars by yourself – Aquarius won’t mind if it is inaccurate (have you seen Aquarius’s handwriting?:)) They will be happy to receive something what they can show to and share with others. It may be an unusual umbrella or scarf… And indeed, gift him a few astrological reports for next year! Choose the most unusual greeting card – even if you can’t understand what is it about…

PISCES

Better – take Pisces with you when you’ll go to choose a gift! Ask them to choose, they will forget about it till celebration and will announce: “I wouldn’t choose a better gift then you!”. Pisces are dreamers and romantics, all rude, screaming and aggressive are not for them. They prefer things which develop their imagination like music, movies, arts… Romantic dinner, photo camera, moist colors or costume for dancing – exactly for them! Small heart shaped greeting cards will be loved by Pisces…

Yanita
http://www.articlesbase.com/astrology-articles/choose-a-gift-by-horoscope-funny-but-true-part-2-732301.html

Hi,

I came 2 USA for a short visit and I am going back to India now. While coming I brought my office laptop and I can get declaration for that laptop from my office. In USA I purchased on more laptop. Can I carry 2 laptops with me in cabin baggage. Do I need to pay any duty fee to Customs.

And another thing I need to take 3 flights to go India, one is a americn airlines domestic and later emirates. Can I carry 2 laptops in american airlines.

Please guide me……

The USA is the cheapest place to buy laptops or any computer for that matter. I always buy extra laptops from fry’s and take them with me to China. You’ll be ok as long as you either put them in the stow away luggage or can prove they turn on (aka not bombs)

http://laptopinsurance-uk.org.uk/
Laptop Insurance Overview

A laptop central processing unit is a wonderful cell device with the aim of allows users to access and make the most of productivity software, the Internet, harmony and ex

Duration : 32 sec

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LIBRA

Libra is a sign of arts and love… So, for the beginning, gift Libra Milk chocolate (preferably for box to be adorned with paintings from Versailles!) and beautiful bunch of flowers (you can spray it with Channel, if they don’t smell!). Now, take Libra to masquerade and on the way back tell them all romantic words you know. Subdued, a few thousands candles in the room, slow music… Libra will melt down as a snowman in June, so have in a store a floor-cloth to dry the floor… But the best gift for Libra – help them to choose gifts for others, you’ll save so much time for Libra! Wit greeting card will provoke a beautiful smile on their face…

SCORPIO

Ok, better let’s skip them and turn to Sagittarius… Sorry, I was just joking! This sign simply adore gifts which they can take home and unwrap when nobody can see it… Scorpio has a very mysterious and enigmatic personality. To make them be grateful to you an entire life – gift them a black sun glasses! They want to feel a power and like gifts which make them feel so. For example, shares of successful enterprise, island, tank, all kind of guns, swords, handcuffs… well, may be we should decide on water gun?:)) Imaging you greet a James Bond… black humor and vulgar greeting cards are acceptable!

SAGITTARIUS

Traveler and a fan of exotic Sagittarius will appreciate a gift brought from very far. An easiest way to make Sagittarius happy when you travel to another country to choose them a gift – take Sagittarius with you! You know why? The one way ticket to any place make them 100% happy. They adore modern life – modern things, books, pictures of different places, tourist cards, peacock feathers, pink flamingo… Due to their straightforwardness you will know directly did Sagittarius like gift or not, they will declare it – not always in a pleasant manner but sincerely and optimistically, because they will forget about the gift after five minutes. As for greeting cards – send them animated cards as they tend to take their laptops everywhere!

CAPRICORN

Let’s see… The gift must look as it cost untold wealth, for example, something for the office or work… mahogany office desk or chair with platinum inscription (mentioning his high position and of course name!), lifelong membership in prestigious business club (don’t worry, you won’t spend your money for nothing, Capricorns live forever!:)) May be it is not so easy to know did they like your gift or not, but if they said that can use it – great, you’ve succeed! By the way, Capricorns also like dark glasses!! Don’t forget about greeting cards – perhaps without handwriting… so they can use it

AQUARIUS

Find the most strange shop, buy there the most strange thing, wrap it into a violet glossy paper or any other fluorescent color paper, also you can adorn it with shining stars by yourself – Aquarius won’t mind if it is inaccurate (have you seen Aquarius’s handwriting?:)) They will be happy to receive something what they can show to and share with others. It may be an unusual umbrella or scarf… And indeed, gift him a few astrological reports for next year! Choose the most unusual greeting card – even if you can’t understand what is it about…

PISCES

Better – take Pisces with you when you’ll go to choose a gift! Ask them to choose, they will forget about it till celebration and will announce: “I wouldn’t choose a better gift then you!”. Pisces are dreamers and romantics, all rude, screaming and aggressive are not for them. They prefer things which develop their imagination like music, movies, arts… Romantic dinner, photo camera, moist colors or costume for dancing – exactly for them! Small heart shaped greeting cards will be loved by Pisces…

Yanita
http://www.articlesbase.com/astrology-articles/choose-a-gift-by-horoscope-funny-but-true-part-2-732301.html

Hi,

I came 2 USA for a short visit and I am going back to India now. While coming I brought my office laptop and I can get declaration for that laptop from my office. In USA I purchased on more laptop. Can I carry 2 laptops with me in cabin baggage. Do I need to pay any duty fee to Customs.

And another thing I need to take 3 flights to go India, one is a americn airlines domestic and later emirates. Can I carry 2 laptops in american airlines.

Please guide me……

The USA is the cheapest place to buy laptops or any computer for that matter. I always buy extra laptops from fry’s and take them with me to China. You’ll be ok as long as you either put them in the stow away luggage or can prove they turn on (aka not bombs)